Lyrics
 
راہ  میں  ناقے  سے جب  گرگئی  چھوٹی  زہراؑ
گود   میں   ایک  ضعیفہ   نے  اُسے   تھام   لیا
سر پہ جب  ہاتھ  رکھا  روکے  سکینہؑ   نے  کہا
جب سے بابا سے میں بچھڑی ہوں بہت ماراگیا
میرے گالوں پہ طمانچوں کے نشاں ہیں بی بی
تم  نے  دیکھی  ہے مرے  جیسی  یتیمہ  کوئی

بات جب یہ سنی  وہ   بھی  رونے  لگی
پھر  ضعیفہ  سکینہؑ   سے   کہنے    لگی

تم سے پہلے اک یتیمہ ایسی بھی تھی

ہاں تمہارے وطن میں ہی رہتی تھی وہ
بادشاہِ   مدینہ   کی   بیٹی    تھی    وہ
باپ   کے   بعد     اتنے     مصائب    پڑے
اپنے گھر میں سہارے سے چلتی تھی وہ
غم   اُٹھاتی   رہی   خم    کمر    ہوگئی
نوجوانی  میں  ہی  جو  ضعیفہ   ہوئی

ظالموں نے یوں  بابا کا  پرسہ  دیا
جلتا   دروازہ   اُس  پر  گرایا  گیا
در  کے نیچے تھی وہ در ہٹا نا سکی
ہاتھ بھی جل گئے پہلو زخمی ہوا
لوگ چل کر یہاں سے گئے جب وہاں
پاؤں  رکھ رکھ کے توڑی گئی پسلیاں

گال   نیلے   ہیں    جیسے    تمہارے  ابھی
اُسکے گالوں کی رنگت بھی ایسی ہی تھی
سامنے   اُسکو   بیٹوں    کے     مارا      گیا
وقت  یہ   نا   کسی   ماں  پہ   آئے   کبھی
شاہ زادی  سنو   کتنی   بے   بس  تھی  وہ
گھر میں بچوں سے چہرا چھپاتی تھی جو

جسطرح  تیرے  کانوں  سے ہے خوں رواں
کان اُسکے بھی زخمی تھے اے  میری جاں
اتنی   شدت    سے   ظالم   نے   مارا  اُسے
ٹوٹ  کر   خاک    پہ   گر    گئیں     بالیاں
بیٹی  بن  باپ  کی  درد   سہہ   نا   سکی
ہاتھ   کانوں  پہ  رکھ  کر  وہ  روتی  رہی

پانی اُٹھ اُٹھ کے  جسکو پلاتی تھی وہ
لوریا ں دے کے  جسکو سلاتی تھی وہ
ہاتھ  چادر میں  اُس  سے چھپانے لگی
ہاتھ پھیلاکے جسکو بلاتی   تھی    وہ  
کیسےکہتی وہ ماں میرےدل میری جاں
 تازیانوں سے زخمی  ہیں  سب اُنگلیاں

اُسکا  مرنا  بھی  سب  سے چھپایا گیا
چودہ  لوگوں میں گھر سے جنازہ اُٹھا
اُسکی  چالیس   قبریں   بنائی    گئیں
بس  یہ  سنتے ہی  بچی  نے  روکر کہا
اے ضعیفہ سنو میری  دادی تھیں وہ
مجھکو  جلدی  بتاؤ  کہ  تم  کون ہو

ہاتھ   پہلو   سے   اپنے   اُٹھاتے  ہوئے
زخمی  چہرے  سے  پردہ  ہٹاتے ہوئے
اے  رضا  اور   ذیشان    رونے   لگیں
یہ    سکینہؑ   کو   زہراؑ   بتاتے    ہوئے
میرا  ورثہ  ہو تم  میرا  چہرا  ہو تم
اب سمجھ آیا کیوں چھوٹی زہرا ہو تم
 
 ___________________________
 
 
Ayyam e Fatmiyah Noha 2024
Ek Yateema Aesi Bhi Thi | Syed Raza Abbas Zaidi
 Bibi Fatima Noha 2023
Recited By | Syed Raza Abbas Zaidi  
Kalam | Ek Yateema Aesi Bhi Thi
Poetry By | Janab Zeeshan Abidi
 
 
 
Lyrics
 
“Tumne Humko Na Bhulaya, Humne Tumko Na Bhulaya”

Ya Fatima Salam Ullah Alaiha

1-Tujh Pe Shahzadi e Konain Meri Jaan Fida
Kya Mila Tujhko Zamane Se Musaib Ke Siwa
Baad Paighambare Islam Hui Aur Jafa
Cheeni Jagir Fidak Baap Ka Wirsa Na Diya
Tujhko Jhuthlaya Gaya
Kitna Tarpaaya Gaya
Haye Afsos Muhammad Ka Chaman Loot Liya

Ya Fatima Salamullah Alaiha

2-Woh Jo Rehte Thay Shifa’at Ke Talib Ghar Sabhi
Agaye Ghar Ko Jalane Woh Sitamgar Sabhi
Tune Ayaat Sunadeen Sar e Darbar Sabhi
Phir Bhi Jhutlaate Rahe Tujhko Gunahgaar Sabhi
Tune Jab Noha Kiya
Hans Diye Ahl-e-Jafa
Aur Quran Ki Aayat Ne Yeh Bain Kiya

Ya Fatima Salamullah Alaiha

3-Pasliyan Toot Gayin Jalta Hua Dar Jo Gira
Aur Muhsin Ki Shahadat Ka Tujhe Dard Mila
Roaye Is Baat Pe Haider Jo Tujhe Ghusl Diya
Ta Dam-e-Marg Tera Haath Na Pehlu Se Hata
Kyun Chupaya Tha Bhala
Tune Yeh Zakhme Jafa
Main Tere Baad Isee Baat Pe Hoon Mehve Buka

Ya Fatima Salamullah Alaiha

4-Maa Chali Jaaye To Lagta Hai Khuda Rooth Gaya
Sayebaan Koi Nahi Duniya Mein Maadar Se Bada
Meri Bibi Teri Mayyat Pe Yeh Beton Ne Kaha
Neend Raaton Ki Gayi Aap Ka Saya Jo Utha
Humko Tarpaao Nahin
Chhod Ke Jao Nahin
Ab Kahan Paayenge Hum Aap Ke Anchal Ki Hawa

Ya Fatima Salamullah Alaiha

5-Main Tere Naam Ki Tasbeeh Jo Parhta Hoon Kabhi
Khoon Rulati Hai Mujhe Teri Musibat Bibi
Woh Ibadat Woh Musalle Pe Teri Noha Gari
Haath Ek Pehlu Pe Ek Haath Se Tasbeeh Parhi
Woh Rukoo Aur Sujood
Teri Gurbat Pe Durood
Is Aziyat Mein Namazein Na Hueen Teri Qaza

Ya Fatima Salamullah Alaiha

6-Ek Pal Ko Bhi Teray Gham Ko Na Mein Bhool Saka
Teri Marqad Ka Suna Phir Mein Baqayya Pohoncha
Woh Udasi Woh Andhera Woh Sitamgar Fiza
Haye Marqad Ki Alamat Ko Bhi Rehne Na Diya
Rauza Ban Jaye Tera
Yeh Hai Armaan Mera
Phir Wahan Jaayein Ziyarat Ko Sabhi Ahl-e-Aza

Ya Fatima Salamullah Alaiha
 
 
 
 
 



راہ  میں  ناقے  سے جب  گرگئی  چھوٹی  زہراؑ
گود   میں   ایک  ضعیفہ   نے  اُسے   تھام   لیا
سر پہ جب  ہاتھ  رکھا  روکے  سکینہؑ   نے  کہا
جب سے بابا سے میں بچھڑی ہوں بہت ماراگیا
میرے گالوں پہ طمانچوں کے نشاں ہیں بی بی
تم  نے  دیکھی  ہے مرے  جیسی  یتیمہ  کوئی

بات جب یہ سنی  وہ   بھی  رونے  لگی
پھر  ضعیفہ  سکینہؑ   سے   کہنے    لگی

تم سے پہلے اک یتیمہ ایسی بھی تھی

ہاں تمہارے وطن میں ہی رہتی تھی وہ
بادشاہِ   مدینہ   کی   بیٹی    تھی    وہ
باپ   کے   بعد     اتنے     مصائب    پڑے
اپنے گھر میں سہارے سے چلتی تھی وہ
غم   اُٹھاتی   رہی   خم    کمر    ہوگئی
نوجوانی  میں  ہی  جو  ضعیفہ   ہوئی

ظالموں نے یوں  بابا کا  پرسہ  دیا
جلتا   دروازہ   اُس  پر  گرایا  گیا
در  کے نیچے تھی وہ در ہٹا نا سکی
ہاتھ بھی جل گئے پہلو زخمی ہوا
لوگ چل کر یہاں سے گئے جب وہاں
پاؤں  رکھ رکھ کے توڑی گئی پسلیاں

گال   نیلے   ہیں    جیسے    تمہارے  ابھی
اُسکے گالوں کی رنگت بھی ایسی ہی تھی
سامنے   اُسکو   بیٹوں    کے     مارا      گیا
وقت  یہ   نا   کسی   ماں  پہ   آئے   کبھی
شاہ زادی  سنو   کتنی   بے   بس  تھی  وہ
گھر میں بچوں سے چہرا چھپاتی تھی جو

جسطرح  تیرے  کانوں  سے ہے خوں رواں
کان اُسکے بھی زخمی تھے اے  میری جاں
اتنی   شدت    سے   ظالم   نے   مارا  اُسے
ٹوٹ  کر   خاک    پہ   گر    گئیں     بالیاں
بیٹی  بن  باپ  کی  درد   سہہ   نا   سکی
ہاتھ   کانوں  پہ  رکھ  کر  وہ  روتی  رہی

پانی اُٹھ اُٹھ کے  جسکو پلاتی تھی وہ
لوریا ں دے کے  جسکو سلاتی تھی وہ
ہاتھ  چادر میں  اُس  سے چھپانے لگی
ہاتھ پھیلاکے جسکو بلاتی   تھی    وہ  
کیسےکہتی وہ ماں میرےدل میری جاں
 تازیانوں سے زخمی  ہیں  سب اُنگلیاں

اُسکا  مرنا  بھی  سب  سے چھپایا گیا
چودہ  لوگوں میں گھر سے جنازہ اُٹھا
اُسکی  چالیس   قبریں   بنائی    گئیں
بس  یہ  سنتے ہی  بچی  نے  روکر کہا
اے ضعیفہ سنو میری  دادی تھیں وہ
مجھکو  جلدی  بتاؤ  کہ  تم  کون ہو

ہاتھ   پہلو   سے   اپنے   اُٹھاتے  ہوئے
زخمی  چہرے  سے  پردہ  ہٹاتے ہوئے
اے  رضا  اور   ذیشان    رونے   لگیں
یہ    سکینہؑ   کو   زہراؑ   بتاتے    ہوئے
میرا  ورثہ  ہو تم  میرا  چہرا  ہو تم

اب سمجھ آیا کیوں چھوٹی زہرا ہو تم

 

Top 5 Health Insurance Companies in the USA: Choosing the Best


Introduction

Health insurance is a vital component of healthcare in the United States. It provides financial support and access to medical services when you need them the most. With a plethora of health insurance companies to choose from, it's essential to understand which ones stand out. In this article, we will explore the top 5 health insurance companies in the USA, shedding light on their offerings, reputation, and what makes them noteworthy choices for your healthcare needs.

1. UnitedHealthcare
UnitedHealthcare is one of the largest and most well-known health insurance companies in the USA. They offer a wide range of health insurance plans for individuals, families, and employers. What sets UnitedHealthcare apart is its extensive network of healthcare providers and its commitment to innovation in healthcare services and technology. UnitedHealthcare's policies often include wellness programs, telehealth options, and a variety of plan choices to fit different needs and budgets.

2. Anthem (Blue Cross Blue Shield)
Anthem, which operates under the Blue Cross Blue Shield brand in many states, is a trusted name in the health insurance industry. With a strong presence across the nation, Anthem offers a diverse selection of health insurance plans. Their network of doctors and hospitals is vast, giving policyholders access to quality healthcare. Anthem is recognized for its emphasis on preventive care and wellness initiatives, making it a popular choice for those who value a proactive approach to their health.

3. Aetna
Aetna, a subsidiary of CVS Health, is known for its commitment to personalized healthcare solutions. They offer a range of health insurance plans, including PPOs, HMOs, and high-deductible health plans. Aetna's emphasis on digital health tools and resources, along with their member perks and discounts, makes them an appealing option for those who want to take control of their health and healthcare expenses.

4. Cigna
Cigna is a global health services company that provides health insurance coverage to individuals, families, and employers in the United States. Cigna focuses on holistic well-being, including physical and mental health. Their health insurance plans often come with access to a broad network of healthcare providers, comprehensive coverage options, and wellness programs. Cigna's commitment to mental health support and employee assistance programs has gained them recognition for their compassionate approach to healthcare.

5. Humana
Humana is known for its Medicare Advantage plans, which are highly regarded in the industry. They offer a variety of health insurance products, including Medicare, individual, and employer-sponsored plans. Humana stands out for its commitment to improving the health of its members through wellness programs, disease management, and access to a wide network of healthcare providers.

 

Conclusion

Choosing the right health insurance company is a crucial decision, as it directly affects your access to healthcare services and financial well-being. The top 5 health insurance companies in the USA, UnitedHealthcare, Anthem (Blue Cross Blue Shield), Aetna, Cigna, and Humana, offer a combination of extensive networks, innovative healthcare solutions, and wellness programs. When considering your health insurance options, it's essential to carefully assess your healthcare needs, budget, and the specific plans offered by these companies to find the one that best aligns with your individual requirements. Ultimately, the goal is to secure comprehensive coverage that ensures you and your loved ones can access the healthcare you need when you need it.

Affordable Car Insurance in the USA: A Guide to Cost-Effective Coverage


Introduction

Car insurance is a necessity for every driver in the United States. Not only is it a legal requirement in most states, but it also provides financial protection in case of accidents or other unexpected events. However, finding affordable car insurance that meets your needs can be a daunting task. In this comprehensive guide, we will explore the world of cheap car insurance in the USA, shedding light on the factors that influence costs and providing tips on how to secure a budget-friendly policy without compromising on coverage.

Understanding the Basics

Car insurance is a contractual agreement between you and an insurance company that provides coverage for financial losses resulting from accidents, theft, or damage to your vehicle. In the USA, car insurance typically includes different types of coverage, such as liability, comprehensive, collision, and more.

Factors That Influence Car Insurance Costs:

1. Location: Where you live plays a significant role in determining your car insurance rates. Urban areas with high traffic and crime rates generally have higher premiums than rural areas.

2. Vehicle Type: The make and model of your car affect your insurance costs. High-performance or luxury vehicles usually come with higher premiums due to their expensive repair and replacement costs.

3. Driving Record: Your driving history, including accidents and traffic violations, is a major factor. A clean record can lead to lower premiums, while a history of accidents or tickets may increase your rates.

4. Age and Gender: Younger drivers (especially teenagers) tend to have higher premiums due to their relative lack of experience. Gender can also impact rates, with some insurers offering different prices for men and women.

5. Credit Score: Some insurance companies consider your credit score when calculating your rates. Good credit can result in lower premiums.

6. Coverage Level: The type and amount of coverage you choose greatly affect your insurance costs. A minimum liability policy will be cheaper than comprehensive coverage that protects against a broader range of risks.

Tips for Finding Cheap Car Insurance:


1. Shop Around: Don't settle for the first car insurance quote you receive. Compare rates from multiple insurance providers to find the best deal.

2. Bundle Policies: Many insurance companies offer discounts for bundling multiple policies (e.g., auto and home insurance) with them.

3. Raise Deductibles: Increasing your deductible can lower your premiums, but remember that you'll need to pay more out of pocket in the event of a claim.

4. Maintain a Good Driving Record: Safe driving habits can help you qualify for discounts and lower rates over time.

5. Take Defensive Driving Courses: Completing a defensive driving course may make you eligible for discounts with some insurers.

6. Drive a Safer Car: Choosing a vehicle with safety features can reduce your insurance costs.

7. Ask About Discounts: Inquire about available discounts, such as those for good students, military personnel, or members of certain organizations.

8. Consider Usage-Based Insurance: Some insurers offer programs where your rates are based on your driving habits. Safe drivers can save money with these policies.

9. Review and Adjust Your Coverage: Periodically review your insurance coverage to ensure it still matches your needs. You may be overinsured in some areas, leading to higher costs.

Conclusion

Finding cheap car insurance in the USA is possible with the right knowledge and strategies. By understanding the factors that influence insurance costs and following the tips mentioned in this guide, you can secure an affordable policy that provides the coverage you need. Remember that every driver's situation is unique, so it's crucial to tailor your insurance policy to your specific requirements while keeping costs in check.

 


Introduction

Navigating the complex world of healthcare can be a daunting task. Whether you're seeking medical treatment, submitting a claim, or simply trying to understand your insurance policy, you may find yourself in need of assistance. That's where BlueCross BlueShield customer service comes into play. In this article, we will delve into the details of BlueCross BlueShield's customer service, explaining how they can help you and what you can expect when you reach out to them.

BlueCross BlueShield: A Trusted Healthcare Provider

BlueCross BlueShield (BCBS) is a federation of independent health insurance companies in the United States. With a history dating back to the early 20th century, BCBS has grown to become one of the most recognized and trusted names in the healthcare industry. They provide a wide range of health insurance products, including individual and family plans, employer-sponsored plans, and Medicare coverage, to millions of Americans.

The Importance of Customer Service

Effective customer service is crucial in the healthcare industry, as it directly impacts a person's ability to access and utilize their health insurance benefits. When dealing with medical concerns, billing issues, or coverage questions, it's reassuring to know that help is just a phone call or email away.

How BlueCross BlueShield Customer Service Can Assist You

1. Answering General Inquiries:
BCBS customer service representatives are trained to provide information about your insurance policy, benefits, and coverage details. Whether you have questions about what is covered under your plan or need assistance in finding a healthcare provider within the network, they can guide you through the process.

2. Claims Assistance:
When you've received medical care and need to file a claim for reimbursement, BCBS customer service can assist in navigating the claims process. They can explain how to submit a claim, what documentation is required, and the expected timeline for processing.

3. Billing and Payments:
Dealing with healthcare bills can be confusing. BCBS customer service can help clarify charges, explain your financial responsibilities, and assist in setting up payment arrangements if needed.

4. Finding a Healthcare Provider:
If you're looking for a specific doctor, specialist, or hospital within the BCBS network, customer service can help you locate providers in your area, ensuring you receive the best care possible.

5. Handling Problems and Complaints:
If you encounter issues with your healthcare coverage or have complaints about your BCBS experience, customer service can act as a liaison between you and the insurance company, working to resolve your concerns.

Contacting BlueCross BlueShield Customer Service

There are various ways to get in touch with BlueCross BlueShield customer service, depending on your preferred method of communication. Here are some common options:

1. Phone: You can call the toll-free number provided on your BCBS insurance card to speak directly with a customer service representative. Be sure to have your policy details and any relevant information ready before calling.

2. Online Portal: Many BCBS plans offer online member portals where you can access information, send messages, and receive support.

3. Email: You may be able to send inquiries or concerns via email to a dedicated customer service address. Check your policy documents for this information.

4. In-Person Assistance: Some BCBS plans may have physical offices or walk-in centers where you can meet with a representative in person.

5. Mobile Apps: BCBS often provides mobile apps that allow you to manage your account, access policy information, and even chat with customer service representatives.

 

Overview:

BlueCross BlueShield customer service plays a vital role in ensuring that members receive the support and information they need to make the most of their healthcare coverage. It's important to be proactive in seeking assistance when necessary, and BCBS is committed to helping its members navigate the complexities of the healthcare system.

Remember that the quality of customer service may vary depending on the specific BCBS plan you have, so it's essential to familiarize yourself with the contact options and services available to you. By reaching out to BlueCross BlueShield customer service when needed, you can make your healthcare journey more manageable and less stressful.